Terms of Use

Acceptance of Terms

By accessing and using sbapulse.com ("the Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

Use of Content

The data, charts, analysis, and other content on SBA Pulse are provided for informational and educational purposes only. You may view, download, and print content from the Site for your personal, non-commercial use, provided you do not modify the content and you retain all copyright and attribution notices.

Data Accuracy

We make reasonable efforts to ensure the accuracy of the data presented on this Site. However, all data is derived from publicly available sources (primarily SBA.gov) and may contain errors, omissions, or delays. We do not guarantee the accuracy, completeness, or timeliness of any information on the Site.

Historical data reflects fiscal year-end figures and is not restated for subsequent lender acquisitions, mergers, or corrections made by the SBA after the original publication date.

Not Financial or Legal Advice

Nothing on this Site constitutes financial, legal, investment, or professional advice. The information presented should not be used as the sole basis for any lending, investment, or business decision. Always consult qualified professionals for advice specific to your situation.

No Affiliation with the SBA

SBA Pulse is an independent publication. We are not affiliated with, endorsed by, or officially connected to the U.S. Small Business Administration (SBA) or any government agency. "SBA" in our name refers to the subject matter we cover, not an organizational affiliation.

Intellectual Property

The SBA Pulse name, logo, design, and original content are the property of SBA Pulse. The underlying lending data is sourced from publicly available government datasets and is not subject to our copyright.

Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any linked sites.

Limitation of Liability

SBA Pulse and its operators shall not be liable for any damages arising from your use of, or inability to use, the Site or any content provided herein. This includes, without limitation, direct, indirect, incidental, consequential, or punitive damages.

Changes to These Terms

We reserve the right to update these Terms of Use at any time. Changes will be posted on this page with an updated revision date. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.

Contact

Questions about these terms? Reach us via email at support@sbapulse.com.